Trailer Interchange

Insurance Markets

FAQs

Trailer interchange requires a written interchange agreement and covers trailers under that contract. Non-owned trailer insurance covers trailers used without formal agreements. We’ll help you choose the right one.

No, but it’s often required by contract with brokers, shippers, or terminal operators.

Yes, we’ll build your trailer interchange insurance into a single trucking policy that includes auto liability, cargo, and physical damage.

It depends on the value of the trailers you're hauling. Common limits are $20,000–$50,000, but we’ll review your contract and help you choose the right amount.

Trailer Interchange Insurance for Non-Owned Equipment

Trailer Interchange

Protect the Trailer You Don’t Own — But Are Responsible For

If you haul trailers that aren’t yours, you’re taking on liability every time you hook up. Whether it’s part of a loadout contract, freight terminal swap, or drop-and-hook operation, damage to that trailer could come out of your pocket, unless you’re protected.

At Premiere Solutions Insurance Agency, Inc., we specialize in trailer interchange insurance for truckers and fleets that operate under written interchange agreements. We’ll help you meet contract requirements, cover potential losses, and stay compliant with brokers and terminals.

Text us at (909) 570‑9465 to get fast, same-day service and support.

What Is Trailer Interchange Insurance?

Trailer interchange insurance provides physical damage coverage for trailers you don’t own but are using under a formal interchange agreement. It protects you in the event the trailer is damaged, stolen, or destroyed while in your care, custody, or control, whether you’re parked, loading, or driving.

 

You may need this coverage if:

  • You’re part of a drop-and-hook freight operation
  • You regularly pull trailers from third-party carriers
  • Your contract requires trailer interchange coverage
  • You’re leased on to a company that uses pooled trailer systems
  • Your shipper or broker demands it for trailer use


Unlike non-owned trailer insurance, trailer interchange requires a written agreement and is specifically designed to meet interchange clause obligations.

What Does Trailer Interchange Insurance Cover?

Our policies are built to match your contracts and liability risks. Coverage typically includes:

We’ll help you determine the right limits, deductibles, and terms based on your trailer type, value, and contractual needs.

Trailer Types We Insure Under Interchange Agreements

We provide trailer interchange coverage for a wide variety of equipment:

If you’re not sure whether your trailer qualifies, send us a quick text with the details, we’ll respond quickly and walk you through your options.

Who Needs Trailer Interchange Insurance?

We work with carriers and drivers involved in all types of interchange operations, including:

  • Owner-operators pulling trailers for different companies
  • Fleets involved in port or intermodal shipping
  • Long-haul carriers with drop-and-hook contracts
  • Trucking companies using shipper-provided equipment
  • Drivers operating under trailer pool systems


Whether you’re doing local freight, long-haul, or port-to-warehouse hauling, we’ll make sure you have the right coverage to satisfy your agreements and protect your business.

Why Truckers Trust Premiere Solutions

100% Trucking Focused

We don’t dabble in trucking insurance, it’s all we do. That means we understand the contracts, compliance, and terminology that come with trailer interchange agreements.

Fast COI Turnaround

Need a Certificate of Insurance to get on a load board or into a yard? We issue COIs fast — often the same day you request it.

24/7 Text Support

You don’t have time to sit on hold. Text (909) 570‑9465 and get fast answers and service, even after hours or on weekends.

Online Access to Your Policies

Our secure Client Portal gives you access to policy documents, COIs, and updates 24/7.

That’s why we build fleet-focused insurance programs that address your operations from top to bottom. We work directly with owners, safety directors, and dispatch teams to provide scalable solutions that grow with your business.

Licensed in 11 States

Ready to Support Multi-State Operations

Whether you’re operating in one state or many, we’ll ensure your policy is valid and complian

If your fleet crosses state lines, we’ve got you covered. Premiere Solutions is licensed in:

Whether you’re operating in one state or many, we’ll ensure your policy is valid and complian

Get the Protection You Need for the Trailers You Don’t Own

Every load you haul on someone else’s trailer is a risk. Let Premiere Solutions Insurance Agency, Inc. protect you with trailer interchange coverage that meets your contracts, keeps your business moving, and gives you peace of mind.

Text us at (909) 570‑9465 to get started today.

Based in Yucaipa, CA — Serving truckers across CA, TX, WA, OR, and more.