Yes, if you're hauling for hire or crossing state lines, a DOT number (and often an MC number) is required. We can help with filings and insurance setup.
Yes, non-CDL drivers can qualify for hot shot insurance with the proper truck size, cargo types, and route limits.
It depends on your driving history, coverage limits, trailer type, and operating authority. Text us with your info for a fast, accurate quote.
In most cases, we can quote and bind policies within 24 hours, often the same day.
As a hot shot driver, you move fast, haul unique loads, and work on tight deadlines. Whether you’re pulling a gooseneck trailer with a dually or running time-sensitive freight across state lines, your operation demands flexible, responsive coverage — without the delays or complexity of big-rig insurance.
At Premiere Solutions Insurance Agency, Inc., we specialize in hot shot truck insurance that keeps you legal, compliant, and protected from pickup to delivery. We work with new and experienced drivers to build custom policies that meet broker requirements, FMCSA filings, and real-world risks.
Text us at (909) 570‑9465 to get a fast quote, we’re available 24/7.
Hot shot truck insurance is designed for non-CDL or CDL drivers using medium-duty trucks to haul expedited or small-scale freight for hire. It covers your vehicle, trailer, liability, and cargo, and ensures you’re legally cleared to pick up loads from brokers, shippers, or load boards.
This coverage is required if:
We insure:
Whether you’re just starting out or expanding your operation, we’ll help you build a policy that’s compliant, affordable, and tailored to your workflow.
We create complete insurance packages that align with your load types, trailer configuration, and operating authority. Your hot shot policy may include:
We’ll review your routes, contracts, and cargo to determine which coverages you need, and which you don’t.
We know speed matters. Whether you need a Certificate of Insurance to get your next load or coverage to file your DOT paperwork, we move fast.
We don’t write homeowners or life insurance — Commercial truck insurance is our focus. That means you get advice and support from agents who know your world.
Skip the calls and hold times. Text us at (909) 570‑9465 for quotes, documents, questions, or help — anytime.
Just got your DOT or MC number? No problem. We’ll walk you through the insurance process and get you rolling legally.
We provide hot shot truck insurance across the U.S. with multistate compliance built in.
If your fleet crosses state lines, we’ve got you covered. Premiere Solutions is licensed in:
We provide hot shot truck insurance across the U.S. with multistate compliance built in.
You’re in the business of quick turnaround. Your insurance should be too. At Premiere Solutions Insurance Agency, Inc., we help hot shot drivers stay on the road, meet contract requirements, and protect their business from unexpected risks.
Text us at (909) 570‑9465 to start your quote today.
Serving hot shot drivers across the Western U.S. — based in Yucaipa, CA.
