Bobtail Trucks

Insurance Markets

FAQs

Not federally, but many motor carriers require it in lease agreements. It's also critical protection between loads.

Yes, we can add it to your current trucking insurance or build it into a custom package.

Yes, even full-time haulers have moments without dispatch or trailer attachment. Accidents during these times may not be covered without bobtail insurance.

Usually same day. Text us with your DOT number and truck info, and we’ll get you set up.

Bobtail Truck Insurance for Off-Dispatch Protection

Bobtail Truck

Coverage When You're on the Road Without a Load

Your truck doesn’t stop being a liability when it’s not hauling. Whether you’re between jobs, returning from a delivery, or headed home from the yard, accidents can happen, and without proper coverage, they can cost you.

Bobtail truck insurance from Premiere Solutions Insurance Agency, Inc. protects you when you’re operating without a trailer or outside of dispatch, ensuring your truck and your business are always covered.

Text us at (909) 570‑9465 to get a fast quote or policy update, available 24/7.

What Is Bobtail Insurance?

Bobtail insurance provides liability coverage when your semi-truck is being driven without a trailer, either after a load has been delivered, between dispatches, or on the way to pick up a load. It steps in when your primary liability policy doesn’t apply because you’re not officially under dispatch.

 

This is often required by:

  • Motor carriers for leased-on drivers
  • Owner-operators operating under their own authority
  • Freight brokers and shippers who want full liability protection
  • Contracts that require continuous coverage regardless of dispatch status


Don’t confuse this with non-trucking liability (NTL), they’re often used interchangeably, but they cover different scenarios. We’ll help you choose the right one for your setup.

Who Needs Bobtail Insurance?

We insure drivers and businesses in all stages of trucking operations:

  • Owner-operators leased to a motor carrier
  • Independent drivers under their own authority
  • Fleet operators with downtime or dispatch gaps
  • Drivers who deadhead between terminals or jobs
  • Haulers working mixed schedules (local and regional)


If there’s ever a time when your truck moves without a trailer or without being dispatched, you likely need bobtail coverage.

What Does Bobtail Insurance Cover?

Bobtail insurance protects your trucking operation from liability claims when you’re:

  • Returning from a delivery with no trailer attached
  • Driving to a terminal or job site without a trailer
  • Moving your truck for maintenance or parking
  • Involved in an accident while not under dispatch

Coverage includes:

We can also bundle your auto liability, cargo, physical damage, and bobtail insurance into one streamlined policy.

Why Drivers Trust Premiere Solutions for Bobtail Insurance

Built for Truckers — Not Just Trucks

We specialize in trucking insurance only. That means we understand the dispatch models, lease agreements, and DOT requirements that determine when and how bobtail coverage is triggered.

Fast Quotes and Certificates

Need proof of bobtail coverage for a new contract? Text us and get same-day service.

Support on Your Schedule

Whether you’re between loads or switching carriers, we’re available by text around the clock. Text (909) 570‑9465 for help, no hold times, no wait.

Bobtail vs. Non-Trucking Liability

What’s the Difference?

We’ll help you decide which one applies to your operation, or if you need both.

Licensed in 11 States

Ready to Support Multi-State Operations

We provide bobtail insurance across the U.S. with full FMCSA compliance.

If your fleet crosses state lines, we’ve got you covered. Premiere Solutions is licensed in:

We provide bobtail insurance across the U.S. with full FMCSA compliance.

Stay Covered Even Without a Load

Bobtail insurance may seem like a small detail — until you need it. Don’t risk your truck, your license, or your business with coverage gaps. Premiere Solutions Insurance Agency, Inc. helps truckers across the Western U.S. get the right protection, whether you’re loaded, empty, or somewhere in between.

Text us at (909) 570‑9465 to get your bobtail insurance quote.

Based in Yucaipa, CA — serving drivers across 11 states.