At Premiere Solutions Insurance Agency, Inc., we make trucking insurance simple to understand — because we know you’re busy running loads, managing drivers, and keeping your business moving. Whether you’re new to the industry or looking to fine-tune your current coverage, this FAQ section is here to help you navigate the process.
Don’t see your question listed? Text us at (909) 570‑9465 for quick, expert help — 24/7.
Yes. If you haul goods for hire or operate a truck over 10,000 lbs., you’re required by law (FMCSA and/or your state) to carry commercial truck insurance.
Personal policies don’t cover vehicles used for business. Commercial truck insurance provides liability, cargo, and physical damage coverage for your operation, and meets DOT/FMCSA regulations.
Yes. Some types of hotshot and box truck operations don’t require a CDL. We offer coverage for both CDL and non-CDL commercial drivers, depending on vehicle size and load type.
Minimum requirements vary by operation type. Most for-hire carriers need $750,000 to $1,000,000 in liability and at least $100,000 in cargo coverage. Contract or broker requirements may be higher.
Text us your DOT number or cargo details and we’ll confirm what you need.
You’ll need at least:
We’ll handle the filings and walk you through every step.
Yes. We handle BOC-3 filings for clients and can submit it to FMCSA on your behalf when setting up your policy.
Not necessarily. You can apply first, then bind insurance within 21 days to activate your authority. We’ll time it out and file everything for you.
Most policies can be quoted and bound within 24 hours. Some same-day options are available depending on your state and vehicle type.
Text us your DOT number or cargo details and we’ll confirm what you need.
Most trucking policies include:
Personal policies don’t cover vehicles used for business. Commercial truck insurance provides liability, cargo, and physical damage coverage for your operation, and meets DOT/FMCSA regulations.
Yes. Some types of hotshot and box truck operations don’t require a CDL. We offer coverage for both CDL and non-CDL commercial drivers, depending on vehicle size and load type.
Minimum requirements vary by operation type. Most for-hire carriers need $750,000 to $1,000,000 in liability and at least $100,000 in cargo coverage. Contract or broker requirements may be higher.
Text us your DOT number or cargo details and we’ll confirm what you need.
You can file a claim through our Client Portal or text us anytime. We’ll guide you through the process and work with the carrier directly to speed up resolution.
Yes. Use our secure Client Portal to:
Yes. Need to add a driver, vehicle, or increase limits? Text us, and we’ll update your policy quickly and issue new documents right away.
Most policies can be quoted and bound within 24 hours. Some same-day options are available depending on your state and vehicle type.
Text us your DOT number or cargo details and we’ll confirm what you need.
We’re here to help, not just sell policies. Text us at (909) 570‑9465, and a real agent will answer your question fast — with zero pressure, zero hold time, and real trucking expertise.
