It is not federally mandated unless you're hauling household goods under FMCSA authority, but it's often required by brokers and shippers to haul freight under contract.
We’ll help you determine your limit based on the type and value of your cargo. Most brokers require at least $100,000 in coverage.
No problem, we’ll build a policy that accounts for various freight categories and values, including endorsements for refrigerated or specialty cargo if needed.
Yes, we provide same-day quotes and policy binding in most cases. Need a COI today? Text us at (909) 570‑9465.
When you’re in the trucking business, it’s not just your rig that’s at risk, it’s what you’re hauling. From general freight to specialized materials, cargo loss can result in expensive claims, damaged client relationships, and major delivery delays.
At Premiere Solutions Insurance Agency, Inc., we provide motor truck cargo insurance tailored to your freight, routes, and client contracts. Whether you’re an owner-operator or running a growing fleet, we’ll help you stay protected, compliant, and ready to roll, no matter what’s in the trailer.
Text us at (909) 570‑9465 to get a fast quote. We’re available 24/7.
Motor truck cargo insurance covers the freight or commodities you’re hauling while in transit. If cargo is damaged, lost, or stolen during transportation, this coverage helps pay to repair or replace the goods, and can protect your business from financial and legal fallout.
Cargo coverage is often required by brokers, shippers, and freight contracts, and it’s critical for maintaining trust with clients and business partners.
Typical covered events include:
We customize each cargo policy to reflect the type of freight you move and the risks involved in your operation.
If you’re hauling freight for compensation, whether local, regional, or long-haul, cargo insurance is a must. We insure:
Our motor truck cargo policies are flexible and designed to fit your operation. Coverage options include:
We also help you meet specific broker, shipper, and FMCSA insurance requirements for cargo limits and endorsements.
We insure a wide range of commodities and freight types, including:
Not sure if your load qualifies? Text us at (909) 570‑9465 — we’ll review your freight type and build a solution that fits.
We understand how cargo claims work, what brokers demand, and how to write policies that match real-world freight contracts.
Need proof of coverage today? We issue Certificates of Insurance (COIs) fast, so you can pick up freight without delays.
Prefer texting over phone calls? So do our clients. Just send us a message, we're available 24/7 to support you.
Use our secure Client Portal to review documents, manage claims, and update policy info 24/7.
If your routes cross state lines, we’ll make sure your policy meets FMCSA and individual state compliance standards.
We serve motor truck cargo clients across:
If your routes cross state lines, we’ll make sure your policy meets FMCSA and individual state compliance standards.
Whether you’re moving building supplies, temperature-sensitive goods, or high-value merchandise, cargo protection is essential. Let Premiere Solutions Insurance Agency, Inc. help you stay compliant, reliable, and ready to haul.
Text (909) 570‑9465 now to get started.
Serving commercial truckers and freight operators across the Western U.S.
